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THE LEADING TECH FESTIVAL FOR EMERGING MARKETS

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Fintech Track

Fintech Track brings together industry leaders, startups, and regulators to discuss cutting-edge advancements in banking, payments, blockchain, and wealth management. Join the influential gathering to stay ahead in the rapidly evolving fintech industry.



What We Cover

Regulations
FinTech-related policy measures, regulators involvements, policy initiatives.
Fintechs
Integration with traditional banks, neo-banking, open banking.
Digital assets and NFTs
Digital assets management, ownerships and security
Payments
Buy now pay later, P2P lending, digital payments.
 

Step 2024 Presented By

Super Partner

Fintech Track Exhibitor

Fintech TRACK SPEAKERS

More Speakers Will Be Announced Soon

Amelie Arras

Zumo

Amelie Arras

Zumo

Amelie is a dynamic marketing leader with a decade of experience in fintech, blockchain, and Web3, boasting a history of pioneering and award-winning contributions to these sectors. Featured by Fast Company, Vice, and the BBC for her hands-on experience in crypto, she has traveled the globe, paying exclusively in Bitcoin, to highlight the potential and challenges of digital finance. At Zumo, she directs global sales and marketing, and is dedicated to helping financial institutions launch digital asset and cryptocurrency propositions while aligning with net-zero principles, demonstrating a profound commitment to sustainable development. In the UAE, she is leveraging Zumo’s expertise to guide pioneers in digital assets to capture MENA’s $1.68bn revenue opportunity, understand the carbon footprint of these assets, and align with the Emirati leadership’s sustainability priorities.

Maria Paula Oliveira

Mastercard EEMEA

Maria Paula Oliveira

Mastercard EEMEA

Maria Paula ‘MP’ Oliveira is the Senior Vice President, Business Excellence, for Mastercard EEMEA (Eastern Europe, Middle East, and Africa). MP leads the Strategy, M&A, Pricing, Analytics, and Sales enablement functions, empowering the business to thrive across 80+ countries. In a career spanning 20+ years, MP has worked in Latin America, Silicon Valley-USA, Asia Pacific, and the Middle East in senior leadership positions in corporations and startups across financial services, professional services, and payments. An advocate for equality for all in the workplace and passionate about technology and business innovation, MP is particularly interested in how startups and corporations collaborate to create disruptive offerings that shape a better future.

Paul Carey

Blue Rewards, an Al-Futtaim group company

Paul Carey

Blue Rewards, an Al-Futtaim group company

Paul leads the product development for Al-Futtaim’s lifestyle platform Blue Rewards and delivers digital payment services and solutions for Al-Futtaim’s brands across 18 markets. Working with established and start up fintech players, Paul delivers solutions for some of the region’s best-known brands such as IKEA, Marks & Spencer, Toys R Us, Toyota, Lexus and the Intercontinental Hotels.

Padmini Gupta

Xare

Padmini Gupta

Xare

Padmini Gupta, Co-founder and CEO of Xare, a Future 100 Company and leading fintech, has millions of users and received Entrepreneur’s “Fastest Growing Fintech of the Year” in 2021. Formerly recognized for her role in Rise, named “MENA Fintech of the Year” in 2020, Padmini began her career as a banker in California, managing a hefty commercial banking portfolio. An advocate for financial inclusion and innovation, she has recently been awarded Global Changemaker, and has received awards from the US Small Business Administration. A World Economic Forum Global Leadership Fellow with an Oxford MBA, Padmini leverages her expertise to drive social change and financial innovation. Featured in Forbes Middle East List 2023, FT, Entrepreneur, and more, she mentors startups and supports entrepreneurs globally, aiming to redefine banking for a more equitable and sustainable future.

Brad Whittfield

Cashee

Brad Whittfield

Cashee

Brad is one of the Co-Founders of Cashee – a youth banking platform launched in KSA in partnership with anb (Arab National Bank). Cashee aims to empower the youth with regards to money management whilst improving their financial literacy.

Tamaghna Basu

DeTaSECURE

Tamaghna Basu

DeTaSECURE

Tamaghna Basu is an internationally recognized expert and serial entrepreneur building innovative companies at the intersection of AI, cybersecurity, and Web 3.0. As the founder and CEO of DeTaSECURE, Tamaghna brings over two decades of industry experience spanning technical domains from threat intelligence to blockchain architectures. Known for identifying unseen security gaps, he has built global brands protecting critical data assets. An award-winning speaker and trainer, Tamaghna has presented at premier conferences including BlackHat, TieDubai, ETHRiyadh, Nullcon, Shellcon, etc. His insights equip both Fortune 500 and startup technical teams to adopt emerging best practices. Tamaghna also serves as an online influencer with 30,000 followers and counting. He was a mentor at Stanford’s elite cybersecurity program and has trained over 1000 professionals across government and industry. Recognized for contributions to the community, Tamaghna has won over 20 innovation awards from the likes of Polygon, the Government of India, Solana, BBVA, etc. He holds esteemed certifications spanning OSCP, GCIH, RHCE, CEH, and ECSA. An advisor guiding entrepreneurs on their path, Tamaghna works closely with early-stage companies on growth strategies and fundraising.

Antti Arponen

Pyypl

Antti Arponen

Pyypl

Prior to founding Pyypl in 2019, Antti Arponen previously worked at Virgin Mobile for 13 years as country CEO, group COO and group chief digital officer for the Middle East and North Africa (MENA). Antti and his team, some of which are now “”Pyyplers””, built the challenger mobile operator business from scratch, transforming the telecoms industry from traditional models into digital. Virgin Mobile has won multiple digital and user experience awards in the Middle East and Africa, and reached the same customer satisfaction levels as Uber and Apple in the region. Prior to Virgin, Antti spent 10 years in high-growth technology businesses at Yahoo!, Telia, Zed, ABB and ACN, living in Amsterdam, London and Helsinki. Antti studied Finance at Helsinki School of Economics, and Telecoms Engineering at Helsinki University of Technology.

Yasmin Bayat

Lean Technologies

Yasmin Bayat

Lean Technologies

Yasmin has been in the world of Open Banking since 2019. She has been with Lean (leading Open Banking provider in the MENA) for over 2 years now leading the sales and partnerships function and recently transitioned into Head of Commercial Strategy & Operations role. Prior to Lean, she worked for TrueLayer (leading Open Banking provider in the UK/EU) during the early days of Open Banking in the UK. Prior to her involvement in Open Banking and startups, she earned her MBA from INSEAD and held client-facing positions within the financial services sector in both the UK and Canada.

Nubi Kay

Paystack – a Stripe Company

Nubi Kay

Paystack – a Stripe Company

Nubi Kay’ currently leads Startup Programs at Paystack, a pan-African online payments company, which helps merchants to collect payments from their customers. Nubi is an experienced professional with a demonstrated history of working in the internet technology industry. He recently worked at Stripe enabling startups to launch and scale on the internet and continues to invest in early-stage startups in Africa and its diaspora through HoaQ Ventures. Previously, Nubi had a spell as a Digital Strategist and Technology Consultant at Mediacom and Accenture respectively. Nubi holds a BSc in Electrical Electronics Engineering from the Eastern Mediterranean University, Turkey, and Masters in Business Innovation Management from the Smurfit Business School of the University College Dublin, Ireland.

Ashim Egunjobi

Octerra Capital

Ashim Egunjobi

Octerra Capital

Ashim Egunjobi is the Managing Partner at Octerra Capital, an impact driven early-stage sector agnostic Venture Capital fund investing innovative Founders building tech and tech enabled solutions in Africa. At Octerra Capital, she is responsible for driving the Fund’s ambitions, investments and day-to-day operations and is especially inspired by audacious, bold and most importantly impactful ideas that will drive Africa’s growth for a sustainable and prosperous future. Ashim is a strong advocate for diversity, equity and inclusion and is vocal around the need for closing the funding gap in Venture Capital.

Hala Zahran

ABXelerate

Hala Zahran

ABXelerate

Hala is the Head of ABXelerate, the CVC and startup and partnership arm of Arab Bank. Hala has 10+ experience in Fintech, entrepreneurship, private equity, and venture capital.

Abdulla Mashaal

Emirates NBD

Abdulla Mashaal

Emirates NBD

Abdulla Mashaal is a seasoned leader with over 15 years’ experience in shaping innovative payments and open banking solutions. As the Head of Open Banking at Emirates NBD, he plays a pivotal role in setting a global vision for open finance within Retail, Business Banking, and Wealth Management. Abdulla is actively engaged in industry dialogues on standards in the UK and UAE, contributing to best practices and ecosystem development. Previously, as the Strategy & Consulting Director at Accenture and BCS Consulting, he led the UK payments and open banking practice, overseeing the implementation of the world’s first major open banking initiative.

Akshata Namjoshi

KARM Legal Consultants Pvt Limited

Akshata Namjoshi

KARM Legal Consultants Pvt Limited

Akshata Namjoshi has over 10 years of experience working with fintechs, including retail payments solutions, remittances, aggregators and acquirers, digital wallets, and new-age products like pay-later solutions and open banking products. Akshata has worked closely with Governments, central banks, and financial regulators across the GCC to draft regulations and frameworks on open banking products. She has also drafted various policies on digital ID and e-KYC in the Arab regions through her engagement with the Arab Monetary Fund and MENA Fintech Association

Céline Khattar

BitDelta Tech

Céline Khattar

BitDelta Tech

Céline is a Fintech enthusiast with over 3 years of experience in the space. Currently based in the UAE, she conducts market research and provides insights mainly for EU, U.S. and GCC markets.

Dina Shoman

Verity The App

Dina Shoman

Verity The App

Dina Shoman has over 20 years of experience as an international banking veteran, serial entrepreneur, and investor. Dina is a Co-Founder of Verity the App, the Middle East’s family money management and financial literacy app and prepaid card for kids and teens 8 – 18. Verity is Dina’s third startup focused on financial literacy for children and youth. Previously, she was Executive Vice President of Branding and Board member at Arab Bank as well as a number of its related entities such as Arab Bank Switzerland and Arab Bank Australia.

Dyota Marsudi

Bank Aladin

Dyota Marsudi

Bank Aladin

Dyota Marsudi is the President Director of PT Bank Aladin Syariah Tbk Aladin Bank’), the first sharia digital bank in Indonesia Under his leadership, Aladin Bank is steered towards reaching the vision of making digital based financial solutions more accessible to all levels of societies in the country Dyota started his career as a management consultant with The Boston Consulting Group During his tenure at BCG, he has had the opportunity to serve the region’s largest banks, TMT and private equity firms crafting their strategy, executing organizational restructuring and their M&A initiatives Dyota’s entrepreneurial drive was subsequently manifested through Happy 5 a Software as a Service company focused on performance management which he built together with his co-founders to profitability Prior to Bank Aladin, Dyota was the Senior Executive Director for Vertex Ventures, a global venture capital firm with USD 5 bn assets under management with offices in 6 countries Dyota has a Bachelor’s degree in Economics from the University of Indonesia and an MBA from INSEAD.

Meenah Tariq

Metric

Meenah Tariq

Metric

Meenah Tariq is CEO and co-founder at Metric, a VC funded fintech building a financial management and business intelligence platform for SMEs in emerging markets, currently being used in 190 countries. Meenah was previously a Partner at Karavan, a VC fund focused on early stage startups. She has supported thousands of entrepreneurs over the last decade across a wide variety of industries and geographies. Over the last decade, Meenah has been designing and implementing programs to practically support high-impact businesses and SMEs with organizations such as the World Bank, DFID, and the USAID.

Annika Melchert

BCG

Annika Melchert

BCG

Annika Melchert is the podcast host of ‘FinTech Files’ and a Principal at Boston Consulting Group. As an expert in modern banking, she guides fintechs and incumbent banks on their technology build, integration strategies, and digital transformations.

Mo El Saadi

Careem

Mo El Saadi

Careem

Mo is the VP of Careem Pay. Previously, Mo co-founded Mamo, a leading fintech payments startup in the Middle East. Mo has served as an Entrepreneur in Residence at Global Ventures as well as on the Investment Committee at Dubai Angel Investors. He previously led Google Play’s efforts in the MENA and Turkey region. Mo started off his career in management consulting with Booz & Company and went on to become CCO @Telly after their acquisition of his initial startup Sha-Sha TV. He has an MBA from Stanford GSB and undergraduate and graduate degrees in engineering from the American University of Beirut and Georgia Tech

Anna Tutova

Coinstelegram/Fortune

Anna Tutova

Coinstelegram/Fortune

Anna Tutova is a public speaker, Fortune media journalist and CEO of Coinstelegram, crypto-media group and consulting agency. Anna holds a degree of Master in International Law. She is an expert in public relations and business development, featured on CNBC Arabia TV, Forbes Middle East, Nasdaq, Finance Yahoo, Gulf News, Cointelegraph. Additionally, Anna is a Partner at Fintech company https://kyc-pay.com/ , marketplace for direct matching business with financial and legal providers, Furthermore Anna is a co-producer of the documentary film “Decentralized – no Matter What” on the new era of the digital economy(featuring El Salvador’s government officials, Vitalik Buterin(creator Ethereum), CZ, Founder Binance, Sandeep Nailwal, Polygon Founder, Charles Hoskinson, Founder Cardano, Justin Sun, Founder Tron, Sebastien Borget, co-Founder Sandbox, Chairman DMCC, Head of Dubai blockchain center etc.). Link on the light version of the film: https://youtu.be/jP5W8PmyC1c

Karam Dik

TWIG

Karam Dik

TWIG

Karam is a seasoned entrepreneur and fintech innovator, who stands at the forefront of financial technology with over a decade of product development experience. As a second-time founder, he has navigated the highs and lows of the startup world, emerging with invaluable insights. Karam is passionate about mentoring emerging entrepreneurs, sharing lessons learned from multiple failures and successes. He firmly believe in the synergy of technology and human empathy, advocating that this blend is crucial for long-term benefits in today’s world. Karam’s journey is not just about creating cutting-edge products; it’s about inspiring a new generation of entrepreneurs to build technology solutions with a human heart.

Sarah Toukan

Ziina

Sarah Toukan

Ziina

Sarah Toukan is the Chief Product Officer and Co-Founder of Ziina, MENA’s digital wallet. The company has been growing over 40% month-on-month for the past twelve months and processes 260 mn AED and growing in volume annually. Sarah and her team have built a product that is beloved by the UAE with a 4.8 star rating from over 500 reviews in the Apple App Store and the recipient of 8 international design awards, including the Red Dot Award and the UX Design Award. Sarah has product experience across several industries including the fintech space in the UAE, the proptech space in London, and the autonomous vehicle space in Silicon Valley. In 2021, Sarah was selected as one of Forbes Middle East’s Top 10 Women in Tech. Sarah graduated from Stanford with a Bachelor’s and Master’s Degree in Mechanical Engineering.

Mirna Sleiman

Fintech Galaxy

Mirna Sleiman

Fintech Galaxy

Mirna Sleiman is the Chief Executive Officer of Fintech Galaxy, an open innovation platform that enables open banking and finance by offering a cloud-based innovation platform, an open API sandbox, and a global fintech marketplace. Mirna leads a regional Open Finance platform, with a vision to redesign financial services with an open API infrastructure that boosts financial inclusion, revolutionizes financial services and provides a standard integration between Fintechs and institutions. Mirna has more than 15 years of experience in government relations, business strategy, digital communications and journalism. She managed public sector business for Thomson Reuters across 22 MENA countries and partnered with international organizations to promote innovation and social change. She spent more than 10 years as a financial journalist with Reuters, Dow Jones, The Wall Street Journal and Zawya. Mirna has an Executive MBA from City University of London in Innovation and Entrepreneurship. She is certified from MIT University in Fintech and ecommerce, and in Digital Marketing and Communications from Columbia University. Mirna is also certified in Digital Transformation Strategies from Cambridge University.

Mario Nawfal

IBC Group

Mario Nawfal

IBC Group

Mario Nawfal is the founder of the Athena Group of Companies, a business conglomerate that operates in more than 30 countries. He had embarked upon his entrepreneurial path, with $300 in the bank, selling blenders door to door which led to Froothie Australia. Through unconventional marketing techniques, efficient logistical systems and a team of global contractors, he propelled Froothie to $1m in year one and over $10m in year two, all bootstrapped. He since founded multiple ecom companies, runs a crypto consulting firm, is a partner at a blockchain law firm, angel invests in the crypto space, takes companies public, co-founded the world’s largest growth hacking agency and is the co-founder of the public company, NFT Tech. Mario also hosts the biggest show on Twitter with 2 million + weekly listeners. The show has been a hub for the press to get scoops on breaking news, for leaders during major events and for people to get informed. Recent guests include Elon Musk (multiple times), Hunter Biden, Rudy Giuliani, Marc Andreessen, multiple senators, Mick Mulvaney, Bill Ackman, Mark Cuban, CZ, Scott Adams, Dr Drew, Andrew Yang, Anthony Scaramucci, Vivek Ramaswamy, General Mike Flynn and various lawmakers.